When planning a trip, many of us lesbians rely on credit cards that offer exclusive travel benefits, such as air miles, reward points, and VIP airport lounge access. In this article, we explore several travel credit cards, focusing on their perks, ethical policies, and social commitments. Since this analysis is tailored for LGBTQ women, we also look into whether these cards align with the values of our community.
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This card remains a favorite among travelers due to its high point returns on travel and dining-related purchases. It offers 3 points per dollar spent on dining and 2 points per dollar on travel, along with a significant welcome bonus if certain spending thresholds are met within the first three months.
Pros
- No foreign transaction fees.
- Wide access to travel rewards through Chase Ultimate Rewards.
- Easy-to-redeem rewards with major airlines and hotels.
Cons
- Annual fee of $95.
- Points may take time to accumulate if you don’t travel frequently.
Ethical Policies: Chase has launched social responsibility initiatives, including sustainability efforts, though its focus on LGBTQ+ equity is not particularly prominent.
Welcome Bonus: $300 credit on Chase Travel℠ + 60,000 bonus points.
This card is ideal for food lovers who enjoy dining while traveling, offering 4 points per dollar spent at restaurants and U.S. supermarkets, and 3 points on flights booked directly with airlines. It also provides dining credits at select restaurants.
Pros
- High rewards for dining and flights.
- Great flexibility for redeeming points.
- No foreign transaction fees.
Cons
- $250 annual fee, higher than other options.
- Limited rewards for spending outside the U.S.
Ethical Policies: American Express has a strong commitment to inclusion and diversity, earning perfect scores on the Human Rights Campaign’s (HRC) Corporate Equality Index for several years for promoting LGBTQ+ equality.
Welcome Bonus: Earn 60,000 points + up to $100 back on dining.
For those seeking simplicity in earning rewards, this card offers 2 miles per dollar on every purchase. Whether you’re buying a coffee or booking a flight, everything counts. Plus, there’s an attractive welcome bonus if you meet a minimum spending level.
Pros
- Simple rewards system with no complex categories.
- No foreign transaction fees.
- Good options for transferring miles.
Cons
- Fewer extra perks compared to other cards.
- $95 annual fee.
Ethical Policies: Capital One has demonstrated a strong commitment to sustainability and ethical business practices. It has also sponsored LGBTQ+ community events, fostering inclusion and diversity in the workplace.
Welcome Bonus: 75,000 bonus miles.
The Citi Premier card offers 3 points per dollar on a wide range of categories, including travel, gas, restaurants, and supermarkets. It’s an excellent option for those looking to quickly accumulate travel points through everyday expenses.
Pros
- Broad reward categories.
- No foreign transaction fees.
- Attractive welcome bonus.
Cons
- $95 annual fee.
- Rewards can be harder to redeem compared to other programs.
Ethical Policies: Citi has taken a strong stance in favor of LGBTQ+ equality, earning high scores on the HRC Corporate Equality Index. Additionally, Citi has sponsored LGBTQ Pride events in several cities.
Welcome Bonus: Earn 70,000 bonus points.
Though designed for students, this card offers considerable benefits for those who travel frequently. With no annual fee and rewards on everyday purchases, it’s ideal for individuals just starting to build credit.
Pros
- No annual fee.
- Rewards for everyday purchases, including subscriptions like Amazon Prime Student.
Cons
- Limited rewards compared to premium cards.
- Lacks significant travel perks for seasoned travelers.
Ethical Policies: Deserve is an emerging player in the financial world, supporting credit accessibility and showing interest in inclusion, although its focus on the LGBTQ+ community is still developing.
In addition to the credit cards mentioned, Revolut stands out for its firm commitment to the LGBTQ+ community. Though not a credit card per se, Revolut launched a limited-edition rainbow-designed card to support Pride in Europe. This initiative reflects its alignment with important social causes, such as LGBTQ+ rights. Revolut also collaborates with LGBTQ+ influencers and continues to show its support for gender equality and rights.
While Revolut is not a credit card, it offers several advantages for LGBTQ travelers, such as currency exchange without extra fees and modern services like Apple Pay in Europe. Though it doesn’t provide credit, it’s a great option for those seeking flexibility and a brand that actively supports LGBTQ+ rights.
Pros
- No foreign exchange fees.
Cons
- Not a credit card, so it lacks traditional rewards.
If you’re looking to maximize your travel benefits this season, consider these credit cards based on your needs and values. Each offers a unique combination of rewards, from miles and points to no foreign transaction fees. Additionally, some of these cards reflect ethical commitments, promoting inclusion and supporting the LGBTQ+ community. So if you’re a lesbian planning your next trip, you now have options to travel with more freedom and benefits.
Remember to book your next trip with LESMON and take advantage of the opportunity to plan your 2025 travels while enjoying the benefits these cards can offer!
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